I know this has been hashed out before. But what the heck.

I was actually using Quantopian to trade with real money until they shut that down. My reason for getting involved in the first place is I do not have the time or temperament to actually login, check my portfolio and rebalance as needed daily. I found some enjoyment in creating my own algorithms, which were simplistic, but without the ability to put my own money into them, why bother? So creating algos with the idea of having to do things manually is a non starter for me. Creating algos for the competition is something that holds little interest, and I am not clever enough to win, so again, why bother?

That leaves me to another alternative which is to use robo advisors such as Future Advisor, M1 Finance... I can get some small advantage of algorithmic trading while having my money in a set it and forget it type of strategy. Some of the robo advisors have a large number of portfolios to choose from.

I believe in the crowd sourcing model of Quantopian, while I am no longer part of the crowd, I would like to benefit from the concept. How could I see this happening? I could see this happening by Quantopian finding an existing small robo advisor, and licensing their algorithm to the robo advisor to be used as one of the portfolio options they offer. I was thinking perhaps qPlum, which at the moment is a small firm, that I am considering investing some of my portfolio with.

Technically, how it would work might be, either the algos run on Quantopian servers, or they license the software.

At any rate those are my thoughts.